Find the best prices for comprehensive or liability coverage from the most respected companies. Whether you own one vehicle or a fleet of vehicles, we can help. A great driving record helps lower your rate, but we also assist non-standard drivers find the best offers in The Gopher State. High-risk policy prices may not be as expensive as you realize and your personalized online quote is available.
Instantly review and compare the companies that have the best offers for covering your vehicles. You can view rates with your current company, and easily and quickly apply online for a policy. Your ID cards and declaration page can be emailed or printed by you. If you are uninsured, it doesn’t take long to obtain affordable Minnesota coverage so you are fully compliant. Full coverage and basic liability options are offered. Budget deductibles for collision and comprehensive are also available. Many carriers "buy back" a portion of your deductible as a reward for good accident-free driving.
There are no charges or obligations, and we do not collect any personal or financial data or information. Your zip code is the only information needed to research and provide the best options. Naturally, drivers under age 21 will pay higher rates than persons between the ages of 21 and 65. Seniors with less than one ticket or accident in the last 36 months will also receive favorable pricing. The longer you drive without moving violations or at-fault accidents, the higher the level of discounts you will receive from your current company.
The state of Minnesota offers many inexpensive policies that are easy on your budget. Special low-priced plans are available for cars or trucks more than 12 years old, and households with no drivers under the age of 19. Some of the carriers with the most attractive prices include Cincinnati, Allstate, Nationwide, Progressive, Geico, Elephant, USAA, Safeco, Erie, and Peninsula. Some of the zip codes that feature competitive rates include 55428, 55424, 55420, 55416, 55412, 55408, 55427, 55423, 55419, 55415, 55411, 55407, 55426, 55422, 55418, 55414, 55410, 55426, 55422, 55418, 55406, 55421, and 55417. Although Hennepin County offers low rates, nearby counties also have very affordable prices. These counties include Dakota, Scott, Carver, Wright, Meeker, Anoka, Ramsey, Washington, Sherburne, and Sibley.
Mandatory Minnesota Car Insurance Requirements
State residents are required to provide mandatory coverage on the vehicles they drive. No-fault, liability, and medical insurance must be included to be compliant. PIP (Personal Injury Protection) must provide $20,000 of medical coverage and loss of income. PIP also extends coverage if you are a passenger in another driver’s vehicle. The minimum Department of Insurance liability limits are $30,000 per person, $60,000 per accident, and $10,000 of property damage. Minimum uninsured and underinsured limits are $25,000 per person and $50,000 per accident. Medical payments, towing, substitute transportation, and gap coverage (for leased vehicles) should always be considered. Classic and antique vehicles will require alternative coverage. Vehicles that are no longer driven, should have their license plates removed, and notify the appropriate DMV office. Older vehicles that are still driven can keep liability and comprehensive coverage, and remove collision coverage.
The Minnesota Bureau Of Motor Vehicles offers driver and vehicle services to state residents. Several of the services offered include registration of vehicles and driver’s licenses, record and document requests, license plate ordering, assistance with accident reports and identification requirements, locating dealerships, scheduling road tests, and changing of addresses. If you recently lost your driver's license due to suspension, assistance is available regarding the process of reinstatement. Commercial driver's license assistance and CDL Medical certification is also offered. Senior defensive-driving course information is also offered.
Several variables help determine pricing, including your zip code, age, years of driving experience, make, model, and year of car, driving record, and coverage limits. Although most cities in Minnesota have affordable rates, some of the areas with low-cost policies include Minneapolis, Rochester, Duluth, Maple Grove, St. Cloud, Egan, Blaine, and Minnetonka. Many more rural areas also feature attractive prices. For example, we also provide the lowest rates in nearby cities, such as Columbia Heights, Roseville, Crystal, New Hope, St. Paul, Edina, and Golden Valley. Use our online link (quickest and easiest option) or visit locations on Marquette Avenue, S. 9th Street, E. Hennepin Avenue, Stevens Avenue, University Avenue, Wayzata Boulevard, Lowry Avenue NE, and Anthony Lane.
Compare the cheapest car insurance rates in Minnesota now and compare the best offers. We handle all of the research and shopping so you can save time and money. Simply click on our secure link below, enter your zip code, and choose several companies. There is no cost, fee, or obligation and we do not need your personal or financial information.
• Post ID: 16480089 minneapolis